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MYeRenewals is a cloud based solution that allows insurance companies to offer online insurance policy renewals via their website. The solution allows customers to view their renewal notices online and pay to renew their policies using their credit card. Policy holders can login to the insurance company’s website, review their policy that is to be renewed and then pay to renew the policy using their credit card. Policy holders can also receive SMS messages and Email reminders when the deadline date is approaching to renew their policy.